The Golden Harvest Premium Account is a plan designed to give high income earners an attractive alternative to long term investments.

To qualify the member must be between the ages 18 - 65.


  1. Goal Amount:
    1. Three million dollars (Minimum)
    2. Five million dollars (Maximum)
  2. Savings Term:
    1. Minimum Saving Term - 5 years
    2. Maximum Saving Term - 10 years
  3. Rate is fixed for the period
  4. Termination of plan before maturity will result in 50% of the accrued interest being charged as penalty
  5. All other terms and conditions for the Golden Harvest Account will apply
  6. Initial lump sums allowed
  7. Savings may secure a loan