Permanent Shares must be held by every member of the Credit Union, guaranteeing voting rights at Credit Union General Meetings. The minimum amount required is $3,000.00.

Dividends on Permanent Shares may be paid from time to time at a rate determined at the Annual General Meeting.

As equity capital invested in the Credit Union, Permanent Shares are non-withdrawable unless the member dies or terminates his/her membership with the Credit Union. Additionally, Permanent Shares cannot be used to secure loans.